If you drive a vehicle on any public road in South Carolina you simply have to buy car insurance. South Carolina has a system set up by insurance companies so that it is informed in which minute an insurance policy is terminated or terminated and if policy is not replaced within 20 days penalty for the registered owner of that vehicle may be difficult.
A much better way to hit the high cost of car insurance here in South Carolina is to find safe and legal ways to lower your monthly premiums and once weve done it to get online and compare the price of your superlow price policy on several of the car insurance prices for price comparisons.
But before we start making comparisons online lets try to create a low priced policy that we can compare to really save some serious money.
Lets start with you. Did you know that the way you drive affects the price you pay for your insurance more than any other individual factor? If you have ticket sales or any possible violations on your driving post you simply will not get the lowest car insurance available in South Carolina.
If you have a DUI or DWI on your record then you can kiss any chance at low cost car insurance farewell for at least 3 years. Possibly longer.
Keeping your car in a garage at night saves money on your car insurance every month.
Find ways to drive less. Many people now use public transport as their other car and leave their vehicles parked as much as possible. If you can reduce your driving to less than 500 miles a month you can be in for a fairly nice low mileage discount.
If you are married write the wife as the primary driver and the man as a secondary driver. Women pay less for car insurance and this trick will save both your money.
Do not disturb your insurance company with small insignificant claims. Save your insurance for big demands. The longer you go without applying for less the less your insurance will cost you. Some companies start releasing bonuses after only six months of accidentfree driving other companies can make you wait one year but you can not save money to file claims.
Pay your prizes automatically from your bank account. Automatic payments save money month after month.
Drivers under the age of 25 can save at least 5% a month simply by staying in school and maintaining a B quarter or better.
Drivers over 55 can get a 10% break on their insurance rates by sending a special drivers refresher course. Not all companies make this discount available so ask your agent if you can qualify.
See if your employment location or any clubs or organizations or groups you belong to offer group car insurance. Group interest rates are almost always a saving over individual prices.
Often you add a theft attenuator as easily as a steering wheel lock or electronic device that turns off your fuel pump until it receives a hidden command can save you big money every month on your car insurance. Ask your agent.
Carpool to work. Driving your car back and forth to work less often reduces your car insurance. If you stop working and no longer make the trip back and forth to work at all be sure to let your agent know as it will lower your monthly premium.
Can you afford to increase your deductible? Promise not to pay more than you can afford but the higher your deductible the lower your monthly insurance for car insurance.
Finally take what you have learned in this article and fill in the form on at least 3 websites that make price comparisons of car insurance from different companies. The trick is to put exactly the same information on the form on all three comparison pages so that you compare the same insurance policy on all websites.
Then choose the lowest price among all the insurance companies operating in South Carolina and youve found the best possible car insurance. Its so simple.